Hello, I’m Oblivate.
Is it true that it’s already November?
2019 is going by really fast.
Today, I am going to post about how to cancel the National Pension Scheme.
One day, an acquaintance who had a difficult life said that he had to cancel the national pension and use it.
2019 is also the year of the 20th anniversary of the realization of the national pension in Korea (April 01, 1999).
1988. 01. 01 With the implementation of the National Pension System (businesses with 10 or more full-time employees), the first recipient appeared in 2008, 20 years ago, and 11 years have already passed since then.
However, it is true that there is still a lack of awareness about the necessity of the National Pension and the National Pension.
Source National Pension Homepage
:: What is National Pension?
Among the various social security systems, the National Pension System is a representative social insurance system operated according to insurance principles. In other words, it is a system that receives premiums at a fixed rate from subscribers and employers, and provides various benefits to those who are likely to have their income stopped or lost due to exposure to social risks as financial resources. The benefits provided through the National Pension System include the old-age pension to compensate for the loss of earned income due to old age, the survivors’ pension to compensate for the loss of income due to the death of the main earner, and the loss of income due to loss of long-term work capacity due to illness or accident. There is a disability pension to preserve the health of the people, and by providing these benefits, it is a compulsory subscription rather than an option because it has a great meaning to promote people’s livelihood stability and welfare.
:: How to cancel the National Pension
If so, can I get my money back?
I can’t pay right now and life is difficult right now, so I want to get rid of this money. 국민연금 해지 방법
In conclusion, simply canceling is impossible. 좋은뉴스
Source: National Pension Service
It is possible only when a person whose subscription period is less than 10 years turns 60, death, survivors’ pension, loss of nationality, etc.
:: Why not?
This is because the national pension is not personal savings or insurance. It is a compulsory duty. Because it is related to social security, it is a system for the effect of redistribution of income between generations within a household.
In other words, the National Pension System simultaneously includes the “intra-generational income redistribution” function, which redistributes income from the high-income class to the low-income class within the same household, and the “intergenerational income redistribution” function, where future generations support the current elderly generation.
For me, it is because it is a system that contributes to social cohesion because it is passed on to the inequality and burden of the next generation if I do it with my own thoughts.
This is because if each one of them is terminated one by one, the welfare of the elderly cannot be resolved.