국민은행 한도제한계좌 How to cancel Kookmin Bank’s limit-limited account and change or increase the transfer limit

It’s a lot of money that I’ve been collecting.

At that time, even if they visit and open an account, they said that it is a limit-limited account if there is no separate documentary evidence.

But now I’m trying to change to Toss Bank, so the transfer limit is 300,000 won……
First of all, I decided to try stock trading through the kb able plus account in order to unlock the limit account by mobile without visiting.
When you open a savings account, you can switch to the ‘KB able Plus passbook’, but there was an error that the stock account was not linked.
TTTT Ooh
I tried to contact the customer center of kb securities to find out about the error, but I thought that there might be a faster way, so I tried to connect to the customer center of Kookmin Bank.
kb Kookmin Bank Customer Center
Fortunately, a counselor was contacted quickly. 국민은행 한도제한계좌

They verified my identity, such as account number and password, and told me how to cancel the limit account in my case.

Since you are not a salaried income earner, your salary performance is not applicable.
In the case of a sole proprietorship, it is said that the proceeds from the sales of franchisees should be transferred to my Kookmin Bank account.
But it’s not that kind of business, so that’s a pass.

*More than 3 utility bills per month by automatic debit and withdrawal. 이베이스매뉴얼
*Kb credit card withdrawal more than 3 months.

In these two cases, it is possible to cancel the limit account, but the utility bills you are paying are already automatically debited, and it is cumbersome to change it to this account, and you have to pay more attention to managing it in the future, so there is no pass or kb credit card. Pass because I don’t even want to make it…

And the important thing is that even if you go through the above process, you can’t cancel the limit right away, but it takes at least 3 months.

So, I decided to transfer 300,000 won each day to Toss Banking.

국민은행 한도제한계좌

This is a bit cumbersome, but fortunately, there is not a lot of money tied up, so you can move everything in one month.

Considering the 2% interest that can be obtained by making such a transfer, it is not a hassle, but a job to make money.
Today, I would like to share with you a review of corporate passbook issuance.

After establishing a real estate corporation, Kookmin Bank issued a corporate passbook.
In conclusion, if Kookmin Bank is not your main bank, it is absolutely not recommended!

Everyone knows that it is difficult to issue a corporate passbook.
If you look at the reviews of corporate passbook issuance, you all say that they opened a ‘limited account’, right?
What is a capped account?
By limiting the transfer limit to corporations and individual customers who have newly opened accounts
Usually internet banking, ATM 300,000 won per day,
You can transfer up to 1 million won at the window
Yes….In a nutshell, for real estate corporations…testimonials…it sounds like a blue sky!!!
In the case of real estate corporations, basically, even if only 10% of the down payment is transferred to an account, several thousand will come and go, but is there a limit?

At first, I visit Kookmin Bank thinking that this limit can be easily lifted.
I visited after the Chuseok holiday last year, and there were so many people at the reception.

Source: pixabay

Yes!! It’s about an hour for my corporate bankbook!
Since I’m not the representative, I thought it was most important to create a bankbook at this point in preparing all the documents.
After waiting for an hour, I finally went to the window and tried to make a corporate passbook, but the employee
“We can only create a limited-limit account.” Isn’t that what you’re saying?

So I said with a pitiful expression on my face, “Yeah, I know. So I brought a contract for a house I bought under my personal name. When the limit is lifted, I plan to change the name to a corporation.”

But… hahahahahahahahahahahahahahahahahahahahahahahaha Pumpkin remarks from staff
“Ah.. We cannot lift the limit with documents purchased individually.”
Whoa….. Why is this ordeal to me.. You are telling me that you can’t lift the limit limit at all ^^ To get rid of the limit limit, you come to the window with a contract purchased as a corporation, and transfer the down payment to the account and set the limit limit. I want to release you…

At this time, it was not clear whether the house purchased as an individual could be converted into a corporation (even eventually, it could not be converted into a corporation). At the same time, the employee told me to go to the main bank instead.. After that, I didn’t think I would have time to visit the bank, and the hour I waited was too wasteful, so I just asked to open an account.

I reflect on myself at this time….why the hell didn’t I go to the main bank!!!!!

Anyway, I decided to open a bankbook, and I can’t remember exactly the documents.

– corporate seal
– Certificate of corporate seal
– A certified copy of corporate registration
– Corporate business registration certificate
– shareholder register
– Representative ID
– I needed the delegator’s ID, etc.

Finally made a corporate passbook!

Still, I’m so proud of how I made a bankbook!!
But I didn’t know this would hold my ankle…

After I opened a bankbook, I was lukewarm about investing in real estate corporations, so I was only paying the bookkeeping fee.
Then, at the end of last year, there is a house that I bought as a corporation. When I tried to transfer it, I thought that the transfer could not be done because it was an account with a limit on the limit.

Transfer limit screen captured today

What is this!!! 1 billion 1 day transfer limit! One-time transfer limit of 100 million! Wow, it’s absolutely honey!! A few months after opening a bank account, I was wondering if the transfer limit was automatically raised???


Oh~ Same transfer limit in the app! I think that the server will not lie, so I deposit 30 million won into the corporate bankbook.

Wow~~ I got my head banged at that time…….I’d rather do it with just 1 million won ㅠㅠ
I’m trying to transfer 30 million won of the subscription fee and send the down payment to the corporate bankbook, but I’m getting a transaction error?? why??
Whoa…that’s right…that transfer limit is not the proper transfer limit, and it was correct that my account had a transfer limit.


I have to submit proof to the branch, but the CEO doesn’t have time to go to the bank.. Submitting proof can’t be done face-to-face, and you have to go to the window unconditionally.
In this way, my 30 million won went to Kookmin Bank’s corporate passbook, not the Bermuda Triangle.

I think this is a serious problem with the app and the internet banking site. Why is the one-time transfer limit set at 100 million to mislead people?

Anyway, I don’t think the limit can be lifted, so I deposit 300,000 won each day back into the representative account.. To put it back into the 30 million won representative account, I have to deposit 300,000 won every day for 100 days hahahahahahahahahahahahahahahahahahahahahahahahahaha Hahaha I’m not serious hahahahahahahahahahahahahahahahahahahahahahahahahahahaha

The lawyer’s fee is divided into 300,000 won and deposited twice.. The acquisition tax is paid by making a corporate card somehow

Ah, the conclusion is very annoying and I am still transferring 300,000 won every day. I want to set up an automatic debit, so it costs 500 won to go to another bank. But now that I think about it, 100 automatic debits is only 50,000 won, and I am regretting that I just put a direct debit on it. I forgot to do it every day, so three months have passed and I still have hundreds of money left in the corporate passbook of Kookmin Bank…

Anyway, the conclusion of the Kookmin Bank corporate passbook issuance machine!!

Let’s not make a corporate passbook at Kookmin Bank!!! (I don’t know if it’s the main bank)
Don’t trust the transfer limit of Kookmin Bank internet banking or apps!!!!

no see. Absolutely absolute bullshit. If you look at the reviews that say that the limit has been lifted, there are too many very frustrating situations. It is recommended that you either go to the Saemaeul safe or the Suhyup, or make a corporate bankbook by mobilizing all your acquaintances..

So I pierced the K-Bank corporate passbook. I have a lot to say about this, too, so I will give you a review of the issuance as soon as possible. It was difficult to issue the issuance, but K-Bank corporate passbook Thrung-Shund…♥