All of you who know will know
During personal rehabilitation for 3 years
I got used to the life of using a debit card. 삼성카드 한도조회
After she was released last year
She used to make a credit card to improve her credit score. 이베이스매뉴얼
When conducting personal rehabilitation
Lotte Card and Hyundai Card, which had debts in the past, had to withdraw from the membership because they thought that they would not be able to use them even after the exemption.
Shinhan Card had no debt at the time, so I only held it.
After being exempted, the usage limit was only 400,000 won.
and
Was that at the end of May last year? maybe it is
I don’t think it will be easy to raise the limit of 40,000 won.
I made a new card
it was a samsung card
I remember that at the time of making a new one, there was a limit of 2 million won.
But definitely
Rather than not using a credit card at all
Using even a small amount
It certainly had an effect on the credit score increase.
With the existing Shinhan card,
new Samsung card
I use it little by little
As the month, two months, three months pass
Little by little, it was seen that the credit score increased slightly more.
There
As your credit score increases
what follows
Credit card usage limit is rising
I was wondering when the usage limit of 400,000 won would go up.
Actually, it didn’t take that long to climb.
last June?
So, it’s been about a month since I started using the 400,000 won card.
The limit could be raised to a total of 240 million won.
I immediately applied for an upgrade and raised the limit.
So, at that time, the Shinhan Card and Samsung Card both set their limits at the same time.
Then
After more than 3 months
When you enter the Shinhan Card app and accidentally click on the usage limit
A message pops up saying that the usage limit can be increased, so I changed it.
early october?
The limit has been raised further to 440 million won in total.
and there
Was it yesterday or the day before?
In the new year, we confirmed again that the usage limit can be raised according to the credit rating evaluation.
I’m applying for an upgrade.
This time, the total amount rose to 640 million won.
It has been continuously raised to 200 million won.
So Shinhan Card is currently
The total limit is 640 million won.
Short-term card loan (cash service) is limited to KRW 2.5 million
Now use your card here to make it more useful
I think maybe there will be another upward contact in the second quarter.
Just looking at it, the self-evaluation related to the usage limit increase
It seems to happen every quarter
So last year, the 2nd quarter, the 3rd quarter,
and the first quarter of this year
I think that it might have been applied because it was intertwined with each other like this.
On the other hand, Samsung Card
Initially, it was made with a limit of 200 million won.
I’ve heard it everywhere else
One of the cards that is really difficult to increase the usage limit is the Samsung card.
Even thinking that it won’t change for quite some time
However, I thought it would go up a bit if I use it for a few months.
However, there is no particular change.
There is no button to increase the limit
With only the button that says that the temporary limit can be raised
keep on