Let’s look at how to check the communication rating of the three telecommunication companies (SKT, KT, LG) and how to raise the communication rating.
Telecommunication rating refers to the rating calculated by the telecommunication company to determine the user’s creditworthiness.
Existing financial transaction companies used credit ratings to determine repayment ability, but recently, telecommunication ratings are being used for loan review. 통신등급 조회
Go to communication level inquiry
What is a communication class?
The telecommunication rating refers to the rating that evaluates the customer’s creditworthiness based on information such as payment details of customers using SKT and KT LG U+, which are called the three Korean telecommunication companies.
It has also been widely used in loan review. Therefore, if you manage your telecommunication rating well, it will be helpful for people who are unemployed, college students, freelancers, etc. 이베이스매뉴얼
In fact, the frequency of its use in telecom-grade loan screening is increasing.
The method to raise the communication level is to pay the communication fee continuously without arrears, and to use the call and data consistently for a long time.
Factors that affect the communication rating are subscription information, usage information, additional information, and fee information.
Communication level inquiry method
Communication ratings are calculated for those who use SKT, KT, and LG U+, other than those who use budget phones.
The first thing to check is the SKT communication rating inquiry method, which can be inquired through the Fintech app, Fintech. SKT telecom rating is also called T-score.
The next telecommunication company to check is KT. You can check the KT telecommunication rating on the KT Financial Benefit Guide website homepage.
As LG U+ does not yet provide a service that allows you to inquire the communication level online or on mobile, you must contact the LG U+ customer center to inquire about your communication level.
From 2021, a credit score system was introduced instead of a credit rating, and 11 months have passed. I think most of you know, but there are still many people around who do not know, so I would like to take the time to learn about the scorecard one by one along with the free inquiry method.
When banks and financial institutions lend money to us, they check your credit score along with your income. In this case, if the score is high, a low interest rate and a high limit are applied, and if the score is low, a rejection or a high interest rate may be applied.
In the past, it was possible to do it four times a year or for a fee through the nationwide free credit inquiry, but as of the end of October 2021, anyone can easily check it for free on Naver and Kakao, which we often use.
▣ Credit Rating Score Table 1 to 10
The credit score is an index that can check how much our debt repayment capacity is, and is evaluated on a scale of 1 to 1000.
Personal credit evaluation is typically conducted by NICE and KCB. NICE reflects more repayment history and transaction period, while KCB reflects more debt level and credit type. Depending on the financial institution, you may look at both, or you may look at only one.
A score of 1st grade in the credit rating must be over 900 points according to NICE standards, and 942 points or more for KCB.
▣ Free inquiry on Naver Pay
Personally, I often use Naver Pay to check the NICE credit score. If you go to [My Assets], you can check the [Credit Management] menu as shown above.
It was 847 points until the day before yesterday, but it has risen sharply to 943 points. The reason is explained below.
One of the important evaluation details in credit evaluation is long-term credit transactions without arrears. The card has been used for more than 6,000 days, so it is well-received.
Loans are also frequently used. Speaking of experience, if you use 2,000 or more card loans, it will drop by 100 points. If repaid, it was restored after 2 days.
I currently have 5 cards, and I used an average of 3.3 million won in the last 12 months, and I don’t use cash advances at all. I tend to use the card de loan once a year.
A repayment history without arrears is very important.
The reason why it dropped more than 100 points from 928 points to 810 points on November 30 last year was due to card loans. I remember writing it when I applied for public offering.
The reason for the jump to 900 this time is because of the bank loan account termination.
▣ Let’s check the KCB credit rating score.
After connecting to Kakao Pay, go to [Assets] and you will see a screen like the one above.
Originally, only KCB credit scores could be checked at Kakao. When I logged in today, even NICE is possible. oh oh
Agree and start!
It’s always been like that. Last year, KCB was also rated 3 when it was rated 1 in Nice’s credit rating. This is probably due to the high level of debt.
hello? It’s a dragon. Credit management is a constant concern. Last year, I visited IBK because of Corona. At that time, I was in the 3rd grade, so the limit was set low, and my brother who visited with me was in the 1st grade, so it was higher.
If you have at least 800 NICE and KCB points, you can use it at a low interest rate when borrowing money from a bank and it is advantageous in terms of limit. If you go to Naver Pay, Cabin, or Toss, you can also check the menu to raise your credit score. There, I submitted the telecommunication fee, health insurance payment details, and proof of income amount, but it went up about 10 points. There are individual differences, so please try it.
Oh yeah. You can do it every day, as the rating will not be lowered by inquiry. I hope that you will be able to check KCB on Naver Pay in the future.
Recognize and solve problems to understand reality
Wouldn’t it be great if there were? again the problem
I will never forget it and continue to maintain and improve
If the will to move forward is established.
We use a variety of loans to
It can have a good or bad effect.
The loan is paid at regular interest
If you accept it, you will gain the trust (?) of the financial company.
Your credit score may go up, though.
Conversely, knowledge of credit scores
It’s impossible to say that I can’t pay it back because it’s not enough
If you think about it and insist on non-payment and overdue payment
What will happen?
I overdue my loan last year, but due to the corona crisis
As a result, a special credit amnesty was granted.
“I have a loan overdue… Am I also subject to Corona ‘credit amnesty’?” – Money Today
Small delinquency of 20 million won Spread of Corona 19 by eliminating delinquency history if all debts are paid off within the year From January 1 to the end of August last year, 2.3 million individual loans for delinquent persons, including 3 million individual entrepreneurs…
Government and private companies only for small amounts
Cooperate to collaborate on the task
Yes, it was very unusual. overdue
You look at me and restore my credibility.
What does the communication delinquency inquiry that we want to talk about today have to do with it?
Then you might say, “Are you saying you’re just overdue?”
that’s not what it is this special case
With the exception of delinquency, it has a very bad effect
will give In addition, the credit amnesty is nationwide
Loans for 2 million small business owners
It was applied retroactively only to cases of less than 20 million won.
It is also something we should not overlook.
Please pay attention to the link below.
Joint management of broadcasting and telecommunication credit information
Inquiry of personal credit information Inquiry of credit information provision
Through the link for credit information inquiry
You need to know exactly the history of overdue communication expenses.
You need to do it.
You must check all agreements below.
Only then can you fill in your personal information and
I hope you can proceed with the procedure.
After verifying the identity, the current information
You can check the communication unpaid information of the holder
there is. If there is no overdue history, you can search
It won’t happen, but if that’s the case
There is no history of overdue service charges
A text will appear along with the words.
If there is an unpaid fee, the following sequence number is
How much, depending on the name of the business
Check whether unpaid bills are overdue at once
will be viewed.
In these credit information joint management sites,
As an information intensive book approved by the Financial Services Commission
You can see it here
You can view and check all the contents of
there is. through telecommunications carriers
Including the sk kt lgt we know
Starting with several budget phone operators
After collecting information,
Aggregate content. If you disclose information like this
Disclosure of negative information is always
It is the privilege of the advancement of technology that I have longed for.
Today, we are going to talk about communication delay inquiry like this.
In-depth, quick and easy to understand.
Telecommunication companies can now classify communication
there is. In modern society, telephony is
Users of the service as much as necessary
to unsound payment methods and credit
good for discerning people with problems
It has also been established as one of the indicators.
In the future, along with various financial information
I’ll get you back.